Not much has changed this week regarding the house, I had an email saying that the sellers had changed their solicitor (I’m guessing that happens?) and I’m still waiting for them to send me a copy of the leasehold agreement. The leasehold agreement is the next hurdle, I want to know what I’ll be expected to pay for and how much, originally the estate agents said the ground rent was £180 per year and didn’t know of any other costs, but I want to see it in writing first! Dad is stressing me out saying I should start looking at other properties as the solicitors are being too slow they must have something to hide… but all I hear about buying a house is about how slow solicitors are?
Somehow I’m not as excited atm, there seems to be one thing after the other that makes me think it’s not going to work out, so I’m trying to override the negative thoughts but not get too excited.
Instead I’m focusing on what I can control, mostly that’s focused on my saving, even if it’s just pennies! I love lists so I’ve written out any expenses that I can think of and estimates for costs (ie furniture that I will need and ones that I want eventually) plus estimates for bills and set up, totaled it up and immediately had a a panic attack when I saw the total amount that I still needed to save! On top of that I want to have a few months of savings just in case of any emergencies so I won’t be completely bankrupt, and as people keep telling me that I’ll find it hard to save anything for the first couple of years of being a homeowner I thought I’d get a head start on it all now. So I’m back to being as frugal as possible in an attempt to have as close to that number before I move.
I’ve been looking out for ways to save little bits, like any loose change, scanning receipts through receipt hog/Shoppix. I’ve also been writing out any cash that I spend, it’s too easy to spend any of the coins/notes in my wallet without really noticing where it’s all going.
The major way I’ve been saving is through selling items on eBay etc, and doing extra shifts at work, however that means I’m working 60+ hours a week. I’m not saying this to brag, but just to remind myself why I’m doing these hours!
Food bill £4.73
Amount saved £0
Amount needed (ongoing) £5000